All payment processing products and services don't work for all businesses. You want to provide your customers with the flexibility of paying in their preferred method, while also choosing the options that work best for your individual business.
At CardConnect of Kansas, we have experience working with a wide variety of industries, and can help you determine the right products and services for your business. And, we'll help you every step along the way. We deliver specialized technical support to our customers that leave them feeling educated and empowered to grow their businesses through a smooth payment processing system.
From credit and debit cards to online and mobile payments and more, our PCI-compliant payment processing solutions are the most technologically advanced in the industry, and can be customized to meet the needs of any merchant. We're constantly evolving our products and services to match demand and to help our customers grow their businesses. Let our payment processing solutions position your business for success.
In today's fast-paced environment, your customers like the convenience of choosing how they want to pay, and that includes plastic. With CardConnect of Kansas, you'll have the ability to accept your customers' preferred form of payment at the least cost to you.
CardConnect of Kansas processes funds quickly, securely and conveniently, while reducing the total cost of processing for our customers. Through interchange management, our staff ensures that every credit or debit card transaction qualifies for the lowest rate possible for each type of card presented for payment. We educate our customers on the interchange rates for their particular industry and develop custom solutions to meet their individual needs.
We're committed to helping our customers become more competitive in the marketplace with PCI-compliant credit and debit card processing solutions that build customer loyalty, increase cash flow and improve the bottom line.
Learn more about the features of our credit & debit card processing solutions:
Give your customers added convenience by choosing to accept pinless debit cards. When you accept a pinless debit transaction, you can save more than 30% on traditional MasterCard or Visa offline debit card fees. This new transaction type works well for emerging markets, such as bill pay for tuition, utilities, automotive lending, consumer finance, membership dues and more.
Advantages of pinless debit cards include:
EMV cards – also referred to as chip cards or smart cards – are manufactured with embedded microprocessor (microchip), a type of mini-computer that offers stronger security features and other capabilities not available on the magnetic stripe cards that have been standard in the U.S. for half a century. The chip stores information securely and performs cryptographic processing that keeps the data safe from fraudsters and identity thieves.
EMV cards are issued in one of two versions, either chip-and-signature or chip-and-PIN. In the U.S., most newly-issued chip cards require a signature to complete the transaction at the point of sale. Issuing banks have indicated that they will eventually transition cardholder to chip-and-PIN cards, which already account for the majority of EMV cards in use worldwide.
The two versions differ in how they are authenticated at the point of sale. The cardholder begins by sliding or “dipping” the card into the bottom of the terminal where the card reader communicates with and collects data from the embedded microchip. Chip-and-PIN cardholders must then enter a four-digit personal identification number (PIN) to complete the transaction. Chip-and-signature (or chip-and-sig for short) cardholders must sign the receipt to complete the sale.
Transitioning to EMV technology in the U.S. will have several distinct advantages for all parties involved:
Near Field Communication, or NFC for short, is short-range wireless technology that allows smartphones and similar devices to communicate when they’re within a few inches of each other. This contactless technology has been around for years and has many applications that people use on a daily basis, including synching their smartphones to their cars and paying fares on public transportation.
NFC is also used for mobile contactless payments at both attended point-of-sale (POS) locations like stores, and unattended locations like vending machines, that use the existing merchant payments infrastructure.
Digital Wallets
Digital wallet is a term that refers to an electronic device that allows an individual to make electronic commerce transactions. A person can store a wealth of information in their digital wallet, including their ID, driver’s license, health insurance card and loyalty cards, as well as credit card account data, which can then be used to make purchases at a POS terminal.
At CardConnect of Kansas, we're committed to helping our customers better manage their businesses. That's why we offer free online reporting tools to all of our customers. Our easy-to-use tools enable you to access the information that's important to you 24 hours a day, seven days a week.
With our reporting tools you can:
We know that you've invested a lot of time and money in your business management systems. Through our custom-built technology, we can integrate our payment processing solutions into your current terminal or system. That means no disruptions to your everyday workflow.
Our easily integrated payment solutions can:
Wave your keychain across the scanner, pick up your items, and go. That's how easy contactless payments have made purchasing. And, that's why this form of payment is increasing in popularity.
Contactless payments can add convenience for your customers. They don't even have to open their wallets to pay. And, businesses enjoy this easy form of payment because of the additional revenue it brings in. As contactless payments have hit the market, CardConnect of Kansas has helped merchants include this growing form of payment at their businesses.
Some industries benefitting from this new technology include:
Just because your business accepts credit cards doesn't mean you have to accept the chargebacks that often come with processing them. At CardConnect of Kansas, we work with our customers to help them avoid costly chargebacks. We do this by actively pursuing chargeback tools in the industry, and then educating our customers about how to avoid these fees.
See how we can reduce chargeback expenses:
We offer a fraud-prevention tool that is free to all of our customers. This tool helps you determine if you should accept payment from a particular customer or not, depending on if they're suspected for fraudulent activity.
In the event you do receive a chargeback, we can help you easily research the chargeback, as well as resolve it. We can guide you through the process of working through your chargeback, including the reason you received the payment, the method in which you accepted the payment, and any other factors. This process gives you all of the information you need to fight the chargeback.
If you want to accept pinless debit cards at your business, CardConnect of Kansas will educate you about the requirements needed to do so.
Merchants, especially those in the supermarket industry, need the ability to accept electronic benefit transfers. This is the electronic system that authorizes and transfers government program funding into your account for customers who purchase eligible products (such as milk, bread, meat) with food stamps, and programs like WIC (Woman Infant Children) coupons.
Our processing partners have direct links into the EBT networks for all 50 states, as well as Washington, D.C. We make this complicated process simple with our "one stop shop" approach that integrates all of your point-of-sale systems with easy payment acceptance.
